Money in a Flash: Gatekeeping, Deception, and Qualitative Methodology into the research of Payday and Title Loan organizations

Money in a Flash: Gatekeeping, Deception, and Qualitative Methodology into the research of Payday and Title Loan organizations

Abstract

The objective of this study would be to gain understanding of the workplace policies, methods, services supplied, and interactions between clients and workers in pay day loan and name loan companies in Northeast Alabama. Initially, we pursued interviewing workers of pay day loan and name loan companies by calling their where you work and requesting workers who does be prepared to take part in interviews. We went into dilemmas of gatekeeping and discovered it tough to get access to workers happy to be interviewed. The gatekeeping issues we faced after contacting more than 40 locations in various towns in Northeast Alabama and being unsuccessful, we redesigned our methodology to better accommodate. We decided rather on complete participant observation. This included the scientists visiting loan that is payday name loan companies, presenting a fictional tale about requiring that loan for dental treatments, and asking about the solutions available. This situation discusses gatekeeping dilemmas we encountered and exactly how these problems had been addressed within our research design, along with the ethical implications of withholding the identification associated with researcher in qualitative research. We additionally quickly talk about the information collection procedure, the way we analyzed our information, along with some findings with this research.

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